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Truth In Lending Act
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A 17 page paper that begins with the background and purpose of the Truth in Lending Act adopted in 1969 as Title I of the Consumer Credit Protection Act, including the subsequent amendments to the Act. The writer explains that the Federal Reserve Board adopted Regulation Z to implement this Act. The FRB subsequently adopted the Home Ownership and Equity Protection Act to address predatory lending issues. The next section provides a comprehensive explanation of the major provisions of TILA and Regulation Z, including the categories of transactions and the disclosures that must be made and how they must be made. Consequences of violating this Act and Regulation are explained. The writer also comments on the impact of TILA and Regulation Z on the consumer finance industry. Bibliography lists 6 sources.
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Pages:
17
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Filename:MM12_PGtila.rtf |
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Paper Title:
Truth In Lending Act
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